Mortgage rates remained steady over the past week, with rates for 30-year fixed mortgages decreasing slightly to 5.95 percent, down from 5.97 percent the week prior, according to the Zillow Mortgage Rate Monitor.

Mortgage rates for 15-year fixed rose slightly to 5.65 percent from 5.63 percent, and 5-1 adjustable rate mortgages fell to 5.68 percent from 5.75 percent.

At a state level, the 30-year fixed rate mortgage rate in Arizona saw the most significant increase from 5.94 percent to 6.02 percent. North Carolina's rates fell the furthest, decreasing to 5.79 percent from 5.98 percent. Rates on 30-year fixed mortgages were lowest in the states of Georgia (5.83%) and Oregon (5.82%), while Maryland (6.05%) and Massachusetts (6.05%) had the highest rates.

Mortgage Type: 30-year fixed; Average Rate Week ending 10/12/08: 5.95; Average Rate Week ending 10/5/08: 5.97

Mortgage Type: 15-year fixed; Average Rate Week ending 10/12/08: 5.65; Average Rate Week ending 10/5/08: 5.63

Mortgage Type: 5-1 ARM; Average Rate Week ending 10/12/08: 5.68; Average Rate Week ending 10/5/08: 5.75