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M&T Bank: Majority of Americans Still Cautious About Finances

added: 14-04-2010

Despite some indicators that an economic recovery is underway, most Americans are still trying to cut expenses, according to a recent survey conducted for M&T Bank. Reducing debt and increasing savings were the two other most reported financial behaviors among respondents.

Deloitte Consumer Spending Index Rebounds in March 2010

added: 14-04-2010

The Deloitte Consumer Spending Index moved upward in March, following two consecutive months of decline. The Index attempts to track consumer cash flow as an indicator of future consumer spending.

National and State Mortgage Rates Fall Sharply Over Past Week

added: 14-04-2010

The 30-year fixed mortgage rate on Zillow Mortgage Marketplace is currently 4.88 percent, down twenty basis points from 5.08 percent compared to this same time last week. The 30-year fixed mortgage rate rose last week, spiking Sunday at 5.05 percent before falling to 4.88 percent Monday.

79 Percent of Small Businesses Revealed a Confident to Neutral Economic Outlook in 2010

added: 13-04-2010

Seventy-nine percent of small businesses revealed a confident to neutral outlook for the U.S. economy over the next 12 months, according to the Small Business Attitudes & Outlook Survey conducted by Constant Contact®, Inc., a leading provider of email marketing, event marketing, and online survey tools for small organizations.

Employers Planning to Maintain Retirement Changes Made During Economic Downturn: Buck Consultants Survey

added: 13-04-2010

A majority of employers that made changes to their retirement plans in response to the economic downturn expect to keep those changes in place throughout 2010. This is among the findings in a survey released by Buck Consultants.

M&A Activity in the U.S. Financial Services Sector Will Gain Momentum in 2010

added: 12-04-2010

Merger & acquisition activity in the U.S. financial services sector will gain momentum in 2010 as industry conditions continue to improve and the outlook for regulatory reform gains clarity, according to a PricewaterhouseCoopers' 2010 Financial Services M&A Outlook.

U.S. Consumers still Pessimistic about Economy

added: 12-04-2010

A majority of Americans (82 percent) feel their local economy will stay the same or weaken within the next six months, according to inaugural survey findings from the RBC Consumer Outlook Index, the new monthly survey of U.S. consumers released by RBC. However, there are signs of growing confidence, with just over half of Americans (51 percent) now feeling optimistic about their personal financial situations.

Use of Social Media Explodes - Almost Half of Americans Have Profiles

added: 12-04-2010

The percentage of Americans age 12 and older who have a profile on one or more social networking Web sites has reached almost half (48 percent) of the population in 2010 – double the level from two years ago (24 percent in 2008), according to the new national survey from Arbitron Inc. and Edison Research, The Infinite Dial 2010: Digital Platforms and the Future of Radio.

U.S. Metropolitan Area Employment and Unemployment in February 2010

added: 10-04-2010

Unemployment rates were higher in February than a year earlier in 347 of the 372 metropolitan areas, lower in 21 areas, and unchanged in 4
areas, the U.S. Bureau of Labor Statistics reported. Twenty-nine areas recorded jobless rates of at least 15.0 percent, while 2 areas
registered rates below 5.0 percent. The national unemployment rate in February was 10.4 percent, not seasonally adjusted, up from 8.9 percent a year earlier. Among the 371 metropolitan areas for which nonfarm payroll data were available, 343 areas reported over-the-year decreases in employment, 26 reported increases, and 2 had no change.

Bankrate: Mortgage Rates Rise Following Job News

added: 09-04-2010

Mortgage rates increased for a third straight week, with the average conforming 30-year fixed mortgage rising to 5.35 percent, according to Bankrate.com's weekly national survey. The average 30-year fixed mortgage has an average of 0.47 discount and origination points.

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