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Thirty-Year Fixed Mortgage Rate Continues Rapid Fall

added: 03-12-2009

The weekly average rate borrowers were quoted on Zillow Mortgage Marketplace for 30-year fixed mortgages decreased seven basis points last week to 4.62 percent, down from 4.69 percent the week prior, according to the Zillow Mortgage Rate Monitor, compiled by leading real estate Web site Zillow.com®. Rates for 15-year fixed mortgages fell four basis points to 4.19 percent from 4.23 percent, while 5-1 adjustable rate mortgages increased five basis points to 3.74 percent, from 3.69 percent the week prior.

US Online Holiday Giving to Exceed $4 Billion

added: 02-12-2009

Convio, Inc. estimates that US online giving to nonprofit organization will be more than $4 billion during the holiday season of 2009 as more than 111 million say they plan to give via the Internet this year. The North American Technographics® Omnibus Online Survey, Q4 2009 (US), a commissioned omnibus survey conducted by Forrester’s Technographics® on behalf of Convio, reveals that in the US more than 63% of online consumers plan to use the Internet to donate to charities of their choice during the upcoming holiday season, up from 51% in 2008.

Banking Sector Seen as Needing More Regulation for Second Year

added: 02-12-2009

As the country’s economic troubles continue, one of the spotlights has been on the troubled banking sector. The question of what did they know and when did they know it has been asked by the American public and the reputation of the industry has slid because of this. Every year, Americans are asked to say what industries they believe should be more regulated by the government and which industries they find most honest and truthful. Needless to say, banks are now seen as needing more regulation and are not seen as trustworthy and honest as they once were.

62 Percent of Americans Plan to Donate More Than $25 to Charity This Holiday Season in Spite of Economic Downturn

added: 01-12-2009

In spite of the economic downturn, Americans are entering this holiday season willing to support charities in two ways, with 62 percent planning to dig deep into their own wallets to support charities and nearly 40 percent talking with others about donating to charity instead of buying them a gift, according to a new survey for the American Red Cross.

Dow Jones Economic Sentiment Indicator Rises to 38.3 in November 2009

added: 01-12-2009

Increasingly positive media coverage of consumer spending contributed to a significant rise in the Dow Jones Economic Sentiment Indicator (ESI) in November. The ESI rose to 38.3, up from 36.9 in October.

Black Friday Boasts $595 Million in U.S. Online Holiday Spending, Up 11 Percent Versus Year Ago

added: 01-12-2009

comScore, a leader in measuring the digital world, reported holiday season retail e-commerce spending for the first 27 days of the November – December 2009 holiday season. For the holiday season-to-date, $10.57 billion has been spent online, marking a 3-percent increase versus the corresponding days last year. Black Friday (November 27) saw $595 million in online sales, making it the second heaviest online spending day to date in 2009 and representing an 11-percent increase versus Black Friday 2008.

Black Friday Online Retail Sales Reached $5.6 Million in Just One Minute at 12:59

added: 30-11-2009

Retail Decisions (ReD), a world leader in card fraud prevention, payments processing and card issuing, reports that US online retail spend reached a staggering peak between 12:00 and 13:00 on Black Friday, with a massive $183 million being spent in just one hour, an increase of 61%, on a like for like basis, versus last year. According to ReD, the busiest minute happened at 12:59, when online sales reached $5.6 million, up 131% on the year before.

ShopLocal Reports a Record Level 43 Percent Increase in Black Friday Pre-Shopping Online

added: 28-11-2009

ShopLocal(TM), the leader in multi-channel marketing services, is reporting a record breaking 27 percent rise in traffic to top retailers' online circular sites as consumers prepared for their Black Friday shopping expeditions. Sale offers increased by 13 percent over last year and consumers responded in larger numbers and also increased their page views per visit by 12 percent. Retailers facilitated all of this as they not only offered a higher volume of promotions but an unprecedented number of major retailers also announced sales early.

2009 Will be a Bumper Thanksgiving for Online Retailers

added: 27-11-2009

Retail Decisions (ReD) predicts that 2009 will be a lucrative Thanksgiving for retailers as online retail sales could hit $51 billion over the holiday season, up 23% on last year's $41.4 billion. ReD, a world leader in card fraud prevention, payment processing and a card issuer, screens some sixteen billion card transactions annually for fraud, and has seen actual online retail sales surpass 2008 by 23% since November 1 2009.

CUNA/CFA 10th Annual Survey of Consumer Holiday Spending Attitudes, Plus Spending Tips

added: 26-11-2009

Consumers plan to spend more during the holidays this year than during the depths of the recession a year ago, but their spending is still expected to be more restrained than in prior years, according to the tenth annual holiday spending survey conducted by the Consumer Federation of America (CFA) and the Credit Union National Association (CUNA).

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