comScore, Inc., a leader in measuring the digital world, today its Online Credit Card Report: 2009 Edition. The report provides an in-depth view of the online credit card industry, with a particular focus on how the economic environment, government regulation and industry response have affected consumer behavior and confidence. Among its findings, the report revealed that more than two-thirds of consumers have responded to changes in their credit card terms and conditions by reducing spending behavior, terminating the account or switching brands.