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Restaurant Industry Outlook Brightens in 2010 as Sales, Economy Are Expected to Improve

added: 21-01-2010

With the economic downturn easing, the restaurant industry is expected to show gradual improvement in 2010, according to the National Restaurant Association's 2010 Restaurant Industry Forecast. Industry sales are projected to reach $580 billion this year, a 2.5 percent increase in current dollars over 2009 sales. When adjusted for inflation, 2010 sales will be essentially flat, which is an improvement over the 1.2 percent and 2.9 percent negative growth in real sales that the industry experienced in 2008 and 2009, respectively.

TD Bank Small Business Survey Reveals Optimism Despite Negative Impact of U.S. Recession

added: 20-01-2010

According to a recent survey conducted by TD Bank, America's Most Convenient Bank®, 87 percent of small business owners say their business will perform at least the same or better in 2010 compared with 2009, and 57 percent are cautiously optimistic that the new year will bring an end to the pain of the recession. A remarkable 92 percent of small business owners are considering proactive strategies to prepare for an economic upswing, with 36 percent expecting to see their business grow in 2010. TD Bank conducted the survey to gauge how the recession and other issues are affecting small businesses.

Mature-Market Home Buyers Look Beyond Buildings, Desire Services

added: 20-01-2010

A survey of consumers and builders, conducted in 2009 by the National Association of Home Builders and the MetLife Mature Market Institute, has yielded a new round of data specific to the housing preferences of the 55+ consumer. This analysis of data - the third in a series - compared the preferences of the 55-to-64 year old age group to those of the 65+ group.

National 30-Year Fixed Mortgage Rate Remains Below 5.00% for Second Straight Week

added: 20-01-2010

The weekly average rate borrowers were quoted on Zillow Mortgage Marketplace for 30-year fixed mortgages decreased five basis points last week to 4.94 percent, down from 4.99 percent the week prior, according to the Zillow Mortgage Rate Monitor, compiled by leading real estate Web site Zillow.com®. Rates for 15-year fixed mortgages fell eight basis points to 4.33 percent from 4.41 percent, and 5-1 adjustable rate mortgages fell thirteen basis points to 3.93 percent from 4.06 percent the week prior.

Advisors Set to Grow Business, Increase Client Contact and Improve Technology in 2010

added: 19-01-2010

A majority of advisors and investors are optimistic for 2010 and more than half have reentered the markets, according to an SEI Quick Poll. Risk and its avoidance is now the predominant theme as investors intend to use tried-and-true investment approaches, such as diversification and dollar-cost averaging to meet financial goals. Furthermore, in response to increased regulation and business risk, a majority of advisors plan to make changes to their processes and procedures for 2010.

U.S. Consumer Price Index in December 2009

added: 18-01-2010

On a seasonally adjusted basis, the December Consumer Price Index for All Urban Consumers (CPI-U) rose 0.1 percent, the U.S. Bureau of Labor Statistics reported. Over the last 12 months, the index increased 2.7 percent before seasonal adjustment.

Consumer Reports Index: Consumers More Optimistic as Sentiment, Stress and Trouble Tracker Levels Improve

added: 18-01-2010

Consumers ended 2009 more optimistic than they have been in the past six months as the January Consumer Reports Index shows Sentiment, Stress and Trouble Tracker levels improving.

U.S. Real Earnings in December 2009

added: 18-01-2010

Real average hourly earnings did not change from November to December, seasonally adjusted, the Bureau of Labor Statistics reported. A 0.2 percent increase in average hourly earnings for
production and nonsupervisory workers was offset by a 0.2 percent increase in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W).

Merrill Lynch Affluent Insights Quarterly Survey Finds New Retirement Sensibilities and Priorities Emerging Among Affluent Americans

added: 17-01-2010

Bank of America announced findings from the latest Merrill Lynch Affluent Insights Quarterly, a survey of the values, financial priorities and concerns of affluent Americans and the challenges and opportunities they face. Focused largely on issues related to retirement, the second in this series of quarterly surveys reveals that many affluent Americans are rethinking their vision of retirement and offers lessons learned from retirees and what they wished they had done differently when planning for retirement.

U.S. Consumer Confidence Reaches Highest Level Since September 2008, according to RBC Index

added: 17-01-2010

After declining throughout much of 2009, American consumer confidence improved sharply this month, returning to levels not seen since the financial crisis began in September 2008, according to the most recent results of the RBC CASH (Consumer Attitudes and Spending by Household) Index. Driven by the largest-single-month gain in expectations for jobs since the inception of the Index eight years ago, the RBC Index for January 2010 stands at 58.3, up 19.3 points from its December 2009 reading of 39.0.

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